Real Estates-Property (Flats) in the Czech Republic

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Choose a flat by regions Capitol Prague Central Bohemia region České Budějovice region Pilsen region Karlovy Vary region Ústí region Liberec region Hradec Králové region Pardubice region Vysočina region Brno region Olomouc region Moravian-Silesian region Zlín region

Capitol Prague (Flats in the neighbourhood Prague 1, Prague 2, Prague 3, Prague 4, Prague 5, Prague 6, Prague 7, Prague 8, Prague 9, Prague 10)

Central Bohemia region (Flats in the neighbourhood Prague, Benešov, Beroun, Kladno, Kolín, Kutná Hora, Mělník, Mladá Boleslav, Nymburk, Příbram, Rakovník)

České Budějovice region (Flats in the neighbourhood České Budějovice, Český Krumlov, Jindřichův Hradec, Písek, Prachatice, Strakonice, Tábor)

Pilsen region (Flats in the neighbourhood Pilsen, Domažlice, Klatovy, Rokycany, Tachov)

Karlovy Vary region (Flats in the neighbourhood Karlovy Vary, Cheb, Sokolov)

Ústí region (Flats in the neighbourhood Ústí nad Labem, Děčín, Chomutov, Litoměřice, Louny, Most, Teplice)

Liberec region (Flats in the neighbourhood Liberec, Česká Lípa, Jablonec nad Nisou, Semily)

Hradec Králové region (Flats in the neighbourhood Hradec Králové, Jičín, Náchod, Rychnov nad Kněžnou, Trutnov)

Pardubice region (Flats in the neighbourhood Pardubice, Chrudim, Svitavy, Ústí nad Orlicí)

Vysočina region (Flats in the neighbourhood Jihlava, Havlíčkův Brod, Pelhřimov, Třebíč, Žďár nad Sázavou)

Brno region (Flats in the neighbourhood Brno, Blansko, Břeclav, Hodonín, Vyškov, Znojmo)

Olomouc region (Flats in the neighbourhood Olomouc, Jeseník, Prostějov, Přerov, Šumperk)

Moravian-Silesian region (Flats in the neighbourhood Ostrava, Bruntál, Frídek Místek, Karviná, Nový Jičín, Opava)

Zlín region (Flats in the neighbourhood Zlín, Vsetín, Kroměříž, Uherské Hradiště)

Real Estates-Property in the Czech Republic

Real Estates-Property in the Czech Republic

Top 9 things to know (If buy real etates in Czech Republic)

1. Don’t buy real estate if you can’t stay put.

If you can’t commit to remaining in one place for at least a few years, then owning is probably not for you, at least not yet. With the transaction costs of buying and selling a home ( flat, lots and other real estates ) , you may end up losing money if you sell any sooner.

2. Start by shoring up your credit.

Since you most likely will need to get a mortgage to buy a house, you must make sure your credit history is as clean as possible. A few months before you start house ( flat, lot and other real estates) hunting, get copies of your credit report. Make sure the facts are correct, and fix any problems you discover.

3. Aim for a home you can really afford.

The rule of thumb is that you can buy housing that runs about two-and-one-half times your annual salary. But you’ll do better to use one of many calculators available online to get a better handle on how your income, debts, and expenses affect what you can afford.

4. Don’t worry if you can’t put down the usual 5-20 percent.

There are a variety of public and private lenders who, if you qualify, offer low-interest mortgages that require a down payment as small as 3 percent of the purchase real estates price.

5. Buy a house, a flat in a district with good schools.

In most areas, this advice applies even if you don’t have school-age children. Reason: When it comes time to sell, you’ll learn that strong school districts are a top priority for many home (flat) buyers, thus helping to boost property values.

6. Get professional help.

Even though the Internet gives buyers unprecedented access to home listings, most new buyers (and many more experienced ones of buy real estates) are better off using a professional agent. Look for an exclusive buyer agent, if possible, who will have your interests at heart and can help you with strategies during the bidding process.

7. Choose carefully between points and rate.

When picking a mortgage, you usually have the option of paying additional points — a portion of the interest that you pay at closing — in exchange for a lower interest rate. If you stay in the house or a flat for a long time — say five to seven years or more — it’s usually a better deal to take the points. The lower interest rate will save you more in the long run.

8. Before house hunting, get pre-approved.

Getting pre-approved will you save yourself the grief of looking at houses you can’t afford and put you in a better position to make a serious offer when you do find the right house or real estate. Not to be confused with pre-qualification, which is based on a cursory review of your finances, pre-approval from a lender is based on your actual income, debt and credit history.

9. Do your homework before bidding.

Your opening bid should be based on the sales trend of similar homes in the neighborhood. So before making it, consider sales of similar homes in the last three months. If homes have recently sold at 5 percent less than the asking price, you should make a bid that’s about eight to 10 percent lower than what the seller is asking.

The Czech Republic (officially Czech: Česká republika, short form in Czech: Česko) is a landlocked country in Central Europe and a member state of the European Union. The country has borders with Poland to the north, Germany to the northwest and west, Austria to the south, and Slovakia to the east. The capital and largest city is Prague (Czech: Praha), a major tourist destination. The country is composed of the historic regions of Bohemia and Moravia, as well as parts of Silesia.

The Czech Republic possesses a developed, high-income economy with a GDP per capita of around 80% of the European Union average. One of the most stable and prosperous of the post-Communist states, the Czech Republic has been recovering from recession since mid-1999.

Moves to complete banking, real estate (property), and energy privatisation will add to foreign investment, while intensified restructuring among large enterprises and banks and improvements in the financial sector should strengthen output growth.

There are several centres of tourist activity: The historic city of Prague is the primary tourist attraction, and the city is also the most common point of entry for tourists visiting other parts of the country. Most other cities in the country attract significant numbers of tourists, but the spa towns such as Karlovy Vary and Mariánské Lázně are particularly popular holiday destinations. Other popular tourist sites are the many castles and chateaux, such as those at Karlštejn, Konopiště and Český Krumlov. Away from the towns, areas as Český Ráj, Šumava and the Krkonoše mountains attract visitors seeking outdoor pursuits.

Since the Czech Republic joined the European Union in 2004 the property (real estates) buying process and related rules and regulations for foreign freehold ownership of real estate in the Czech Republic have been streamlined and simplified.

Having said that, the property (real estates) buying process in the Czech Republic remains complicated and the ongoing property ownership rules can also be rather trying. This is why you will find many intermediary companies available in the Czech Republic all offering to assist you with your property (real estete) purchase and management! If you wish to go it alone or at least have a good idea of what you’re about to get into then here’s the buying process in a nutshell. (Full article "Czech Republic Property Buying Process" >>)

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